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<p align="left">If you have not done it before, it might sound difficult, but making a RMB bank transfer in China is actually quite straight forward. Even without Chinese language skills. Today most people transfer RMB via online banking and many (but not all) Chinese banks now offering English language online banking portals. In our experience, it is worth registering for online banking with your bank, as it simplifies the processes significantly and gives you much more financial freedom in China. You can do so at any branch of your bank and usually the bank clerk will just fill the forms out for you.</p>
<p align="left">If you have not signed up for internet banking yet, you have to transfer money at the bank counter. If you do not have an account with the bank you are using to wire the money, you can bring the amount in cash with you.
Different banks have different forms that need to be filled out, but all of them are relatively similar and simple, requiring your name, address, phone number and signature.</p>
<p align="left"><em>Note: While you are waiting for your turn, you can ask the bank’s staff to give you a form for a wire transfer (</em><em>汇款</em><em> Huìkuǎn) and ask them to help you to fill it out while you are waiting.</em></p>
<p align="left">To transfer RMB at a bank you always need to bring your <strong>passport</strong> with you.</p>
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All banks ask you to provide feedback. Choose from 不满意 bù mǎnyì (not satisfied) 基本满意 jīběn mǎnyì (basically satisfied) and 非常满意 fēicháng mǎnyì (very satisfied).
<p align="left">The only main issue with wiring money at a Chinese bank is the queuing time. One way to avoid queues is to go in the morning when banks are just opening (09:30). Also different banks have different reputations for waiting times. The Bank of China and Construction Bank are notorious for long queues while Everbright Bank, Shanghai Development Bank and China Merchant Bank usually are much shorter. When you get to the bank, make sure you get a queuing ticket with your number on it and wait for your turn. You can see the number currently being served on the display above each booth.</p>
<p align="left">RMB transfers within Beijing usually take only a few hours to go through and are always processed within less than a day.</p>
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<p align="left"><strong>What to bring</strong></p>
<p align="left">1) Your Passport</p>
<p align="left">2) Either cash (if you have an account with the bank you are transmitting the money at) or your ATM card.</p>
<p align="left"><em>Note: When transferring money to LTL, please always make sure you write the student’s name under “notes” (</em><em>备注</em><em> Bèizhù)</em></p>
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